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Earnest Referral Code 2025

Earnest Referral Code – Get a $200+ Bonus for Refinancing Student Loans If you’re looking for a trusted and rewarding way to refinance your student loans, then this Earnest referral code is exactly what you need. Earnest not only offers competitive rates and borrower-friendly perks, but they’re currently giving at least $200 as a cash bonus when you refinance using a referral link or code. 👉 Use this referral link to get the bonus: https://www.earnest.com/invite/8muzg Or enter referral code: 8muzg  during your application to claim your bonus. Why Use an Earnest Referral Code? When you refinance through the link above or by entering the Earnest referral code "scott4488" , you’ll qualify for a minimum $200 bonus —sometimes more, depending on the current promotion. That’s money directly in your pocket after you complete the refinancing process. But the cash bonus is just the beginning. Here’s why Earnest continues to rank as a top student loan refinancing option: B...
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Earnest Student Loans Refinance FAQ

Earnest Referral Code FAQs – Everything You Need to Know

👉 Use my Earnest referral code to get $200 off your student loan refinance: https://www.earnest.com/invite/8muzg

If you’re considering refinancing your student loans with Earnest, you probably have some questions about how it works, what the Earnest referral bonus is, and whether it’s right for you. Below are 10 of the most frequently asked questions to help you out.

1. What is the Earnest referral code?

The Earnest referral code is a special link you can use when applying for student loan refinancing. By applying through my link, you’ll receive $200 in cash directly toward your loan balance.

2. How much is the Earnest referral bonus worth?

When you use the referral code, you get $200 off your loan, and I also get $200 as a thank-you from Earnest. After refinancing, you’ll get your own referral code to share with friends and family.

3. Does Earnest require a minimum credit score?

Yes. Earnest typically requires a minimum FICO score of 650 to qualify for student loan refinancing. However, the higher your score, the better your interest rate will be.

4. What credit score should I aim for to get the best rate?

If you want the lowest possible rate, you should aim for a FICO score in the 800+ (Exceptional) range.

5. Will Earnest do a hard credit check?

When you first check your rate, Earnest only does a soft credit pull, which does not impact your credit score. If you decide to move forward with the application, then a hard credit pull will be done.

6. Can I reapply with Earnest if my credit improves?

Yes! Earnest allows you to refinance again in the future. If your credit score improves, you can reapply to potentially get a lower rate and save even more.

7. How do I boost my credit score before applying?

Some quick ways to raise your credit score include:

  • Paying your credit cards down to zero

  • Becoming an authorized user on a parent’s or trusted person’s credit card account

  • Always paying bills on time

8. Can I use more than one Earnest referral code?

No, you can only apply one referral code per loan application. But after you refinance, you’ll get your own Earnest referral bonus link to share with others.

9. How soon will I get my Earnest referral bonus?

Earnest typically applies the $200 referral bonus within a few weeks after your loan has been finalized. The money goes directly toward your loan balance.

10. Why should I refinance with Earnest?

Earnest offers competitive rates, flexible repayment terms, and no origination fees. Combined with the $200 referral bonus, it’s a great option if you’re looking to save money on your student loans.

👉 Ready to refinance? Use my Earnest referral code and get $200 off your loan: https://www.earnest.com/invite/8muzg


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