👉 Use my Earnest referral code here to get the lowest rates and at least $200 when you refinance
Refinancing your student loan with Earnest can save you thousands of dollars thanks to today’s lower interest rates. But did you know you can also make extra money just by sharing your Earnest referral code with friends?
Here’s how it works:
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Step 1: Use my Earnest referral code above to refinance your own student loan. You’ll get the lowest rate available plus a $200+ cash bonus.
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Step 2: Once you’ve refinanced, you’ll receive your own unique Earnest referral link.
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Step 3: Share your Earnest code with your friends and family. For each person that refinances using your link, Earnest pays you $200.
If you just refer 5 friends in a year, that’s $1,000 in extra cash — on top of the money you’re already saving by refinancing your own student loan.
Why Earnest Is the Best Choice
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Lowest rates possible after the Federal Reserve’s latest rate cut.
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$200+ cash bonus for using an Earnest referral code.
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No fees to refinance again if rates drop further in the future.
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Flexible repayment terms tailored to your budget.
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Skip one payment each year for added breathing room.
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No origination or prepayment penalties ever.
Earnest isn’t just about refinancing — it’s about giving you tools to save money, stay flexible, and even earn extra cash through referrals.
Earnest Referral Code FAQs
1. What is an Earnest referral code?
An Earnest referral code is a special link that gives you a bonus when you refinance your student loan. It also helps your friends earn a bonus when they sign up through your link.
2. How much money do I get with an Earnest referral code?
When you refinance using a referral code, you get at least $200. Then, once you have your own link, you get $200 for every friend who refinances with Earnest through your code.
3. Is there a limit to how many friends I can refer?
No! The more people you refer, the more you can earn. For example, 10 friends = $2,000.
4. Do my friends get a bonus too?
Yes, your friends also get a $200+ bonus when they refinance using your Earnest code.
5. Does Earnest charge any fees to refinance again later?
No — if rates go down again, you can refinance again with Earnest at no charge.
6. What types of loans can I refinance with Earnest?
Earnest allows you to refinance federal and private student loans into one lower monthly payment.
7. How long does it take to apply?
Most applications can be completed online in just minutes, with instant rate checks available.
8. Will refinancing affect my credit score?
Checking your rate won’t affect your credit score. Only when you move forward with refinancing will a hard credit pull occur.
9. How do I get my Earnest referral link to share?
Once you’ve refinanced your student loan, Earnest will provide your unique referral code inside your account dashboard.
10. How do I get paid for referrals?
Earnest pays referral bonuses via direct deposit, making it simple and fast to collect your $200 per friend.
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